Management Company
The Executive Board hires a Management Company to take care of the day to day details of managing a community such as ours. In addition, the management company is responsible for keeping the financial records of the Association, paying all bills, collecting all dues, and managing the fiduciary responsibilities of the Association.  The executive board oversees this process.
The present management company for the Waterford Property Owners Association is CEPCO (Consolidated Estate & Property Control Corporation). 
1628 Doctors Circle
Wilmington, NC 28401

(910) 395-1500 (option 7 for after hours emergencies)
Hello All Homeowners:
When the offices are closed please note the managers will be available by emailing them directly or emailing
Payments may be made online by registering your account at or by calling our office at 910-395-1500 or contacting the accounting department at Payments can also be mailed to your Association c/o CEPCO PO Box 99545, Raleigh, NC 27624.
Architectural Requests should be emailed as below:
Waterford and all sub associations therein should be sent to
Below are some resource links to keep you up to date on COVID-19.
Please remember to practice social distancing as recommended by the CDC, Federal and Local authorities!
We hope everyone stays healthy.
 CEPCO Management
Centers for Disease Control and Prevention (CDC)
Coronavirus Disease 2019 (COVID-19)
National Institute of Allergy and Infectious Diseases
World Health Organization (WHO)
Coronavirus Disease (COVID-19) Outbreak
North Carolina - Health & Human Services
Latest Information on COVID-19 in NC
Brunswick County Health Department
Public Notice - Coronavirus
New Hanover Regional Medical Center
Coronavirus (COVID-19) Need to Know
1022 Grandiflora Drive, Suite 100
Leland, NC 28451
CEPCO offices Holiday Hours:  CEPCO offices will be closed from  for our staff to enjoy the Holidays with their family and friends!
Normal Working Hours:
Monday - Thursday  8:30am - 5:00pm
Friday   8:30am - 12:30pm
Saturday - Sunday  CLOSED

Go to to register for access to the Waterford web portal.  Registration approval is processed within two working days.  Use this portal to review you account, make payments, submit issues and more.
Pay your dues online:
Payment Options:
The charge for payments made by credit card will be 3.25% of the payment.
We accept Visa, American Express, Discover and MasterCard.
E Check Processing Fee
Hello All Homeowners:
Due to rising cost, our third-party payment processor company will begin implementing an echeck processing charge beginning August 1, 2019. 
The following conditions on eChecks will apply: 
·       Each eCheck processed through our website will incur a fee of $1.99. This fee will be charged at the time the payment is made and will be debited from the homeowner's bank account. For example, if the payment is $100.00, and payment is made by eCheck, the homeowner would have one debit of $100.00 and one debit of $1.99. This fee will be displayed to the homeowner prior to their final submission of the payment. 
If a homeowner has a recurring eCheck payment setup prior to 8/1/19, their recurring payments will not be charged the eCheck fee.  A fee will be charged if they change their existing setup or add a new setup.
 Homeowners do have options to avoid the $1.99 eCheck fee:
The homeowner can use their bank's online BillPay service. 
The homeowner may initiate an ACH Draft.  eCheck fees do not apply to Management Company administered ACH.
We sincerely apologize for any inconvenience this may cause.  If you have any questions or concerns, please do not hesitate to email our accounting department at
Thank you,
Cindy Norris, CEPCO
Accounting Director
1) an echeck is an electronic payment processed through your Association website using your account number and routing number
2) if you submit a paper check, there will be no fee
3) if you submit your payment using your online bill pay through your bank, there will be no fee
4) the credit card fee will still be the same as before (3.25% of the payment amount)
5) if you are on ACH (where CEPCO drafts your account) you do not have to do anything and there will be no fee
If we can assist you in setting up your recurring payments or if you would like to set up an ACH (form attached), please let us know and we will be happy to do so. Contact us

CEPCO Waterford Association Manager - Neale Turlington - 910-313-2335
CEPCO Community Services Administrator - Cathy Antonucci - (910) 313-2334
CEPCO Reserve Association Manager - Dale Ward 910-313-2318
FAX Number: 910-395-6229